> For the complete documentation index, see [llms.txt](https://web3-encyclopedia.gitbook.io/web3-encyclopedia/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://web3-encyclopedia.gitbook.io/web3-encyclopedia/ethereum/what-can-ethereum-do.md).

# What can Ethereum do?

![🏦](https://twemoji.maxcdn.com/2/svg/1f3e6.svg)

#### Banking for everyone

Not everyone has access to financial services. But all you need to access Ethereum and its lending, borrowing and savings products is an internet connection.

![🕵](https://twemoji.maxcdn.com/2/svg/1f575.svg)

#### A more private internet

You don't need to provide all your personal details to use an Ethereum app. Ethereum is building an economy based on value, not surveillance.

![👥](https://twemoji.maxcdn.com/2/svg/1f465.svg)

#### A peer-to-peer network

Ethereum allows you to move money, or make agreements, directly with someone else. You don't need to go through intermediary companies.

![🛡️](https://twemoji.maxcdn.com/2/svg/1f6e1.svg)

#### Censorship-resistant

No government or company has control over Ethereum. This decentralization makes it nearly impossible for anyone to stop you from receiving payments or using services on Ethereum.

![🛍️](https://twemoji.maxcdn.com/2/svg/1f6cd.svg)

#### Commerce guarantees

Customers have a secure, built-in guarantee that funds will only change hands if you provide what was agreed. Likewise, developers can have certainty that the rules won't change on them.

![🤝](https://twemoji.maxcdn.com/2/svg/1f91d.svg)

#### All products are composable

Since all apps are built on the same blockchain with a shared global state, they can build off each other (like legos). This allows for better products and experiences being built all the time.

## Who is using Ethereum?

![](/files/9UtTbcUwNt1aOmpQptkL)